Payment Methods in Morocco: What to Pay for in Cash and When to Use Your Card


If you’re planning a trip to Morocco, you may be wondering what payment methods are most commonly used in the country. While credit and debit cards are widely accepted in major cities and tourist areas, there are still many places where cash is the preferred payment method. In this article, we’ll discuss the most interesting things to pay for in cash during your trip to Morocco, as well as some tips for using your card when it’s necessary.

Cash payments in Morocco

Souks and Markets

One of the highlights of any trip to Morocco is visiting the vibrant and bustling souks and markets. These lively marketplaces offer a wide variety of goods, including spices, textiles, jewelry, and ceramics. While some vendors may accept cards, it’s always a good idea to have cash on hand for haggling and making purchases.

Street Food

Moroccan cuisine is known for its bold flavors and aromatic spices, and street food is a great way to experience the local cuisine. From sizzling skewers of meat to piping hot bowls of tagine, you’ll find a wealth of delicious and affordable options. Many street vendors don’t accept cards, so be sure to have cash on hand.


Taxis are a common mode of transportation in Morocco, particularly in the cities. While some taxis may accept cards, it’s always a good idea to have cash on hand for the fare. You should also negotiate the price of the ride before getting in the taxi to avoid any surprises.

Tips and Gratuities

In Morocco, it’s customary to tip service providers such as waiters, hotel staff, and tour guides. While some places may add a service charge to your bill, it’s always a good idea to have some cash on hand for tipping. A good rule of thumb is to tip 10% of the total bill.

Traditional Activities

Morocco is a country steeped in tradition, and there are many opportunities to experience the local culture firsthand. From camel rides in the desert to traditional hammams, many of these activities require cash payment.

Tips for Using Your Card

While cash is king in Morocco, there are still many places where you can use your credit or debit card. Here are some tips for using your card during your trip:

Inform your bank: Before you leave for Morocco, be sure to inform your bank that you’ll be traveling. This will prevent your card from being flagged for fraud.

Use ATMs: ATMs are widely available in major cities and tourist areas, and they offer a convenient way to withdraw cash in local currency.

Check for fees: Many banks charge fees for international transactions, so be sure to check with your bank before using your card in Morocco.

Be cautious: Be cautious when using your card, and only use it at reputable establishments. Avoid using your card at street vendors or in crowded areas where your card details could be easily stolen.

Exchange money in Morocco

When it comes to exchanging currency, there are several options to choose from in Morocco. Banks are one of the safest and most reliable places to exchange currency, with most major banks offering currency exchange services. Currency exchange offices are another option, although it’s important to be cautious as some may charge high fees or offer unfavorable exchange rates. ATMs are widely available in major cities and tourist areas, but it’s important to check with your bank before using one to avoid high fees. Some hotels in Morocco offer currency exchange services, but it’s always a good idea to compare exchange rates and fees before making a currency exchange. Finally, it’s generally not recommended to use street money changers as they are unregulated and may engage in fraudulent practices.

In conclusion, when traveling to Morocco, it’s important to be prepared with both cash and card and to know where to make the currency exchange. By being informed and prepared, you can make the most of your trip to Morocco